Found a car you like. Private or from a dealer. Use our finance options to get finance quick and easy.
Refinance the Same car
Want to pay less? Just refinance the same car for a better monthly payment
Quickly see your finance monthly payment.
If its a luxury yacht or a speedboat or a jet ski. Let us get your Leisure Finance 2 Go.
Love the open road. Finance your bike and be free!
Caravan and Trailer Finance
Because you are free from hassle we can finance your caravan or trailer quick and easy.
Finance 2 Go Great Tips
Calculate how much you can afford to spend on a car. Take your income (after taxes and deductions) and subtract all living expenses like food, rent, airtime and more – deduct all of these costs to arrive at your disposable income. This is the money that can be used for luxuries – such as monthly car instalments.
Affording a car isn’t just about the monthly instalment. If you have R6000 left after paying all monthly expenses, you will have to use that amount to cover the instalment as well as other essentials.
Fuel and insurance for example, are monthly expenses that need to be budgeted for. If your vehicle doesn’t have a service or maintenance plan you should also consider saving money each month to cover regular maintenance costs.
Settle as many debts as possible
Your credit profile shows banks how you use credit. This includes clothing accounts, overdrafts, home loans, personal loans, and credit cards. As long as you make your monthly payments on those accounts, your credit profile will be spotless and banks will see that you’re a reliable borrower.
When applying for credit, the bank has to take all of your current and available credit into account. If you have credit facilities such as a credit card with a limit of R30 000 and an overdraft with a limit of R20 000, these are also included in the assessment – whether they are fully used or have a zero balance.
Get in Touch
Have any questions about finance for you car, bike, boat etc.? Drop in or contact us below.